The financial impact of cancerPosted on: 14 November 2016 by 50connect editorial
Cancer can be tough on your finances, but with Macmillan Cancer Support’s information, advice and guidance, no one has to face the financial impact of cancer alone.
It may not be the first of your worries, but cancer can be tough on your finances. You may earn less if you need to stop working or reduce your hours. You may spend more on everyday costs like heating and travelling to hospital. Too often, money worries just get out of control but with Macmillan Cancer Support’s help and guidance no one has to face the financial impact of cancer alone. You can deal with your money worries early, so you can get back to the things that matter most. Read on to find out how Terry’s got help from Macmillan.
Terry on financial support
Terry – “The last thing you want to be worrying about when you’re ill is money.”
Terry was diagnosed with non-Hodgkin's lymphoma. He had been living comfortably before that but soon after he began treatment his financial situation spiralled out of control. He received help from Macmillan in the form of benefits advice, a grant, as well as support to get help with travel costs. Terry has now been successfully treated and returned to work.
"Six years ago I was diagnosed with NonHodgkin's Lymphoma. The lump came up out of nowhere, under my chin on my neck. Before I knew it I was on a course of chemotherapy. After my first chemotherapy I soon realised if I felt that poorly, I wouldn’t be able to return to work"
After being on sick pay from work I was made redundant. I used to dread the postman pushing bills through the door. At that time I was three months behind with my mortgage payment. Financially this period was a huge struggle. I was told I needed to eat lots of fresh fruit and vegetables to fight the cancer, but we couldn’t afford it. I could barely afford the TV license or keep the car going.
When you’re desperate you’ll try anything. You’re borrowing money, you’re getting further into debt. You’re using your credit card knowing full well that you can’t afford the payments at the end of the month. What do you do? We put the house on the market. Tried to come to some understanding with the building society. And moved away from the house that we shared together for 11 years.
It was not until I visited Macmillan that I realised that additional help was available. So I had a nice chat with a lady there who helped with travel costs. Macmillan also said that there were grants available, and advised on what benefits were available and what benefits I was entitled to.
I received a grant, and they even offered to represent me at a Work Capability Assessment by the Benefits Agency as I was still very weak. Without a doubt without benefits I would have been repossessed and I would be in great debt. I can’t describe how bad it would have been. The last thing you want to be worrying about when you’re ill is money. The only fight you should have to take on is your fight to get better.
As I approached the end of my cancer journey, I looked back and realised although I had lost my dream house, I lost my cars but I realised I’m still alive. That was the main thing. I’m surrounded by a loving family.
Macmillan were a great help, initially on diagnosis, and subsequent claim for benefits. I would recommend anyone with cancer to get in touch with Macmillan. ‘
No one should face cancer alone. So when you need someone to turn to, we’re here. Right from the moment you’re diagnosed, through your treatment and beyond, we’re a constant source of support, giving you the energy and inspiration to help you take back control of your life.
For support, information or if you just want to chat, call us free on 0808 808 00 00 (Monday to Friday, 9am–8pm) or visit www.macmillan.org.uk/moneyworries
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