In 2028, the minimum age for access to your pension will rise to 57 from 55. Peter McGahan explains why you should review your expectations.
Peter McGahan looks at how young people are being denied a place on the property ladder and explains why a ladder with its bottom rungs missing is not stable.
Our last two columns have focused around your property and Inheritance Tax given the surge in house prices.
If you are looking to mortgage or have a fixed-rate due to end, rises in inflation and rates could cause you concern. Peter McGahan explains why.
UK bank fraud hit a new record of over £479m exacerbated by lockdown and as Peter McGahan reveals the crooks have a finely tuned strategy to separate you from your money.
In this week’s column: Peter McGahan looks at the woes of PruFund and the with profits bond.
The attraction to sustainable investing for higher returns is growing as we slowly grasp that non-tax paying organisations who pay poorly aren’t classed as a circular economy and contribute little to sustainable societies.
Is the old investment world gone? Peter McGahan explains why we can’t expect all previous models to continue to work.
There are important considerations to weigh before you commit to an equity release product. Peter McGahan explains why.
Peter McGahan explains why property investment needs careful management to stand the best chance of positive returns.
America is back. Diplomacy is back. Peter McGahan comments on the Biden administration’s Environment, Social, Governance strategy and what that means for asset managers and dirty fossil fuel stocks.
The COVID lockdown has prompted many people to re-evaluate life insurance policies and how best to protect their family. Peter McGahan answers some common concerns.
New data shows the number of drawdown pension plans and the number of those plans that are being transferred.
On the road to financial freedom, step one is to face the fear. Peter McGahan explains why confronting that fear and planning are essential steps to managing your future finances.
With a General Election days away Peter McGahan highlights the potential outcomes and implications while cautioning against the impact of a hung Parliament on the UK stock market and Economy.
As countries move toward a cashless society, opportunities exist for smart investments. Peter McGahan explains.
In a world of never-ending ‘austerity’, making each pound stretch the best it can is everything. This week, Peter McGahan talks pensions.
If you are investing for retirement income, Peter McGahan says diversify your investment strategy to ensure consistent returns.
Small business owners over 50 are their risking financial future by failing to protect themselves against loss of key staff. Peter McGahan explains the risks.
The collapse of embattled stock picker Neil Woodord’s fund empire, highlights the risk of putting all your eggs in one basket – no matter how attractive the returns. By Peter McGahan.
The UK is known for its historic higher yields but with the current Brexit stalemate, UK domestic stock’s share prices have been under severe pressure as have their earnings. Peter McGahan explains why a yield-based investment strategy has risks.
Peter McGahan has news for the 8.5million breadwinners in the UK who have no life insurance at all – leaving the UK under insured by £263 billion.
In the second part of our New Year’s resolutions (the first was on debt management), Peter McGahan cover some of the broader financial planning tips.
Peter McGahan cast an eye over the Chancellor’s budget statement which brough a freeze on fuel, booze and tobacco and the prospect of a no interest loan scheme for the financially stretched.
There are lots of life insurance products available and as Peter McGahan explains, they should be considered an essential part of protecting your family.
When was the last time you assessed the value of your mortgage? Remember to shop around, fees are different, as are rates – and the benefits of mortgage efficiency very attractive indeed!
If you see your property as the safety net for pension shortfall or long-term care costs, there are many things to consider first, writes Peter McGahan.
Peter McGahan says the public perception of pension and investment funds being actively managed bears little resemblance to reality.
At a time when you may be questioning whether or not to move on or invest in a second property, Peter McGahan outlines the arguments for and against.
Following last week’s column on quantitative uneasing or ‘quantitative tightening’, Peter McGahan questions how deeply this might impact your pensions and investments.
Remorgaging up by 24%, buy-to-let down 60% year on year, Peter McGahan takes a pragmatic look at effect Brexit and a hung Parliament has had on the housing market.
Peter McGahan examines the financial implications of #GE2017 result.
Emmanuel Macron’s election victory calmed France, the eurozone and financial markets but few have taken note of the threat to markets of Italy abandoning the EU, writes Peter McGahan.