Considering retiring in Spain? Here are some property hints and tips


Posted on: 27 April 2017 by Javier Timoner

Hints, tips and useful information when considering buying a home in Spain

Are you considering moving to Spain for your retirement, jetting away to sunnier climes? There are lots of things to consider when planning a move abroad, the biggest being the purchase of your new home. I've put together some hints and tips which hopefully you might find helpful...

1. Consider purchasing a home which is already fully built and ready to move into. This means you only pay 8% tax. If you’re buying off plan, this would be 10%, and you can run the risk of the property building being delayed or in the worst case, not being built at all (!)

2. If you don’t have the cash to buy a home in Spain outright, it’s simple and easy to secure a mortgage with a Spanish bank, and you can own a home for a surprisingly low and manageable amount each month.

3. To make your life easier, it’s possible to purchase your home fully furnished. If you like the look and feel of a show home you’ve been to visit, there’s a high chance you can get your own home designed and furnished in that same style, and so you can move in to your dream home straight away with no need for decorating and laborious trips in the summer heat to local furniture stores!

4. If you’re looking into buying an apartment on a development, make sure to consider the cost of service charges and Housing Association charges (which contribute to the upkeep of communal spaces). A good property developer will be able to tell you exactly how much these will cost so you’ll understand how much your running costs will be in advance of purchase.

5. Consider the ease and regularity of transport links to be able to reach your dream home, particularly if  you’ll be making regular trips back and forth to the UK throughout the year. Make sure to look into regional airport departures and whether your airline company runs flights all year round. The Costa del Sol is incredibly well connected by air, sea, rail and road.

6. Make sure that your home has all of the mod cons you’ll need, such as air conditioning and heating. Or if it doesn’t, consider how much it would cost to install. You want to make sure you’ll be as comfortable as possible in your new home – although Spain has a very ‘outdoor’ lifestyle, you’ll still be spending time indoors on those rare days when the sun doesn’t shine!

7. If you’re going to be using your property in Spain as a holiday home rather than moving there permanently and would like to make some money out of it when you’re not there, consider the rental income it could make, based on property location and facilities. Many developments will offer a complete maintenance service, including, domestic, gardening and household repairs to keep your property looking top notch all year round.

Javier Timoner, CEO of Costa del Sol based Lifestyle Homes

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Rizwan ali posted 11 November 2019

A good property developer will be able to tell you exactly how much these will cost so you’ll understand how much your running costs will be in advance of purchase.


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