May’s increase in inflation was largely down to clothing and footwear but many sectors haven’t yet passed on higher prices to consumers and things will feel very edgy over the coming months.
Whilst it’s clearly one of the most tax efficient savings plans available, an ISA has one obvious flaw: Inheritance Tax.
Spread your investments across different areas to balance out risk and give you greater flexibility to readjust in line with performance, writes Peter McGahan.
In this week’s column: Peter McGahan looks at the woes of PruFund and the with profits bond.
We could be looking at an old-fashioned boom and bust phase of expansion and contraction within the next 18 months argues Ian Crowther, Senior Lecturer in Banking and Financial Markets at Sheffield Hallam University.
Green washing is where companies tick a box to prove they meet Environment, Social and Governance standards – even though they are as ‘green’ as a thing that just isn’t.
Tax day delivered some pretty significant impacts to businesses and individuals who could find themselves having to pay two year’s tax in one year.
Peter McGahan looks at how the 2021 Budget will affect you as a consumer, your mortgage and lifetime allowance for pensions.
Second of a three-part examination of the pro and cons of equity release products. Written by Peter McGahan.
Peter McGahan talks Bitcoin and how in spite of the narrative of people power behind Bitcoin, the reality is the top 2.8% of Bitcoin addresses own a staggering 95% of the supply of the coin.
2021 is shaping up to be a very challenging year. Here, Peter McGahan tells how to make your new year money resolutions work.
The lockdown has put a lot of people under financial stress, thankfully Peter McGahan has tips for taking back control of your money.
Pension mis-selling is the new PPI. Here, Glyn Taylor unpacks the reasons for the scandal, and looks at the three biggest factors at play.
While healthcare markets will undoubtedly benefit from the Coronavirus, the outlook for other markets – if global powerhouse China continues to be blighted – is far from certain.
On the road to financial freedom, step one is to face the fear. Peter McGahan explains why confronting that fear and planning are essential steps to managing your future finances.
There is certainty on Parliament – a working majority gave a fillip to the pound, but as Brexit trade talks anything other than a really good deal will weigh heavy indeed on Sterling and that’s bad news for consumers, savers and investors alike.
A report by the Office of National Statistics highlights some key life events facing older people that bring unexpected expense.
With a General Election days away Peter McGahan highlights the potential outcomes and implications while cautioning against the impact of a hung Parliament on the UK stock market and Economy.
In a much sought-after corner of Cheshire, an exclusive new residential development is redefining active living for the over-55s. Welcome to Sanctuary Wilmslow.
As countries move toward a cashless society, opportunities exist for smart investments. Peter McGahan explains.
Property funds have been under the spotlight for some time but with continued Brexit uncertainty do opportunities bring value for money? Peter McGahan tells all.
If you’re new to investing ‘best buy’ lists look at face value like a good start point but beware the opportunities that are promoted on price rather than performance.
Peter McGahan examines how President Trump’s Twitter spats come at economic cost for US consumers but also ripple far further afield.
Winter sun or fresh sea air? Both rank highly for Brits who are considering a move in their retirement. Here, Jamie Turnbull looks at the potential health benefits of retiring by the sea.
Small business owners over 50 are their risking financial future by failing to protect themselves against loss of key staff. Peter McGahan explains the risks.
How to avoid the classic mistake investors make – buying at a high, when everyone is buying, and sell at a low when everyone else is selling.
The collapse of embattled stock picker Neil Woodord’s fund empire, highlights the risk of putting all your eggs in one basket – no matter how attractive the returns. By Peter McGahan.
Do you really understand the health of your pension fund? Peter McGahan questions who is best placed to help you make the most of your future retirement income.
The UK is known for its historic higher yields but with the current Brexit stalemate, UK domestic stock’s share prices have been under severe pressure as have their earnings. Peter McGahan explains why a yield-based investment strategy has risks.
A government cap on the cost of care will not prevent older people losing their life savings and homes, warns Independent Age
Before paying off your mortgage, Peter McGahan says look at what other debts you might have such as credit cards and unsecured loans where the monthly cost is greater.
How rental could be the alternative to spending retirement rattling around in a large home and having the worry and expense of its upkeep.
Money doesn’t grow on trees but as Tony Page explains the Innovative Finance ISA could help you feel like it does.
Renting may not suit everyone, but it’s growing in popularity and more retired people could step off off the property ladder and join ‘Generation Rent’, writes Gillian Girling.